"The Realty Network Short Sale Team really made us feel like everything was under control, and that they had our best interests in mind. They were always a phone call away."
Irvine Family (short sale) 2010
FREE Shortsale Services
KNOW YOUR OPTIONS
We have helped many families & individuals:
Have their Mortgage Debt Forgiven
Receive Relocation Assistance & Monetary Help
Reduce the Impact on their Credit
You Pay NO Agent Commission!!
Our Short Sale Consultants have helped dozens of homeowners stay in their homes longer and receive monetary assistance to help move to a new home.
We are familiar with the government assistance programs that are in place to help distressed homeowners.
We have negotiated with several banks including but not limited to; B of A, Chase, Wells Fargo and others.
Option #1 - Loan Modification
The current law prevents anyone, including real estate agents & attorneys from charging borrowers upfront fees for loan modification services.
If a third party tries to help you get a loan modification they must complete the process before collecting any money.
If you are in default, your lender is obligated to discuss with you a loan modification or forebearance agreement prior to initiating the foreclosure process.
In order to be approved for a loan modification you must demonstrate that your financial situation is improving and is stable. Your lender wants to know that you can afford and can maintain the new payments they offer.
They also want to know what your current debts are, and if you have any left over funds after paying all of your monthly bills.
If you have lost your job, have more bills than your current income can handle with no left over cash, no immediate hopes for a new job, then most likely a loan mod will not be approved.
For FREE Advice contact:
The U.S. Dept. of Housing & Urban Development
This department offers Foreclosure Avoidance Counseling through a non-profit organization.